/* The 5-Day Paycheck Replacement Challenge - shared design system
   Brand: Regalis Capital. Navy #002950, gold #fcd981, Montserrat + Lato.
   Rules: min font 16px (body 18px), 4px button radius, digits not words. */

:root{
  --navy:#002950;
  --navy-2:#003467;
  --navy-deep:#001a35;
  --navy-soft:#0b4276;
  --gold:#fcd981;
  --gold-deep:#d4af37;
  --gold-dark:#b8912a;
  --paper:#f8f9fa;
  --smoke:#f5f5f5;
  --ink:#111827;
  --muted:#4b5563;
  --line:#d1d5db;
  --line-soft:#e8ecf1;
  --green:#2e9e55;
  --green-soft:#e8f6ec;
  --amber:#b8860b;
  --amber-soft:#fdf6e7;
  --red:#c0392b;
  --red-soft:#fbeaea;
}

*{margin:0;padding:0;box-sizing:border-box;}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;}
body{
  font-family:'Lato','Helvetica Neue',Arial,sans-serif;
  font-size:18px;line-height:1.65;color:var(--ink);background:var(--paper);
}
h1,h2,h3,h4{font-family:'Montserrat','Helvetica Neue',Arial,sans-serif;line-height:1.25;color:var(--navy);}
p{margin:0 0 1.15em;}
strong{font-weight:700;}
a{color:var(--navy-soft);}
img{max-width:100%;}
.wrap{max-width:820px;margin:0 auto;padding:0 22px;}
.wrap-narrow{max-width:680px;margin:0 auto;padding:0 22px;}

/* ===== Top bar ===== */
.topbar{background:var(--navy);padding:14px 0;}
.topbar .inner{max-width:820px;margin:0 auto;padding:0 22px;display:flex;align-items:center;justify-content:space-between;gap:14px;}
.topbar img{height:30px;width:auto;display:block;}
.topbar a.back{color:#c9d6e4;font-size:16px;text-decoration:none;font-weight:600;white-space:nowrap;}
.topbar a.back:hover{color:var(--gold);}

/* ===== Page header band ===== */
.pagehead{background:var(--navy);color:#fff;padding:34px 0 44px;text-align:center;}
.pagehead .kicker{
  display:inline-block;font-family:'Montserrat',sans-serif;font-size:14px;
  font-weight:700;letter-spacing:2px;text-transform:uppercase;color:var(--gold);
  border:1px solid rgba(252,217,129,.5);padding:6px 14px;border-radius:4px;margin-bottom:18px;
}
.pagehead h1{color:#fff;font-size:clamp(26px,4.6vw,36px);font-weight:800;margin-bottom:10px;}
.pagehead .sub{color:#c9d6e4;font-size:18px;max-width:620px;margin:0 auto;}

/* ===== Sections / cards ===== */
main{padding:44px 0 70px;}
.card{
  background:#fff;border:1px solid var(--line);border-radius:10px;
  padding:28px;box-shadow:0 6px 18px rgba(0,20,45,.06);margin-bottom:22px;
}
.card h2{font-size:23px;margin-bottom:14px;}
.card h3{font-size:19px;margin:18px 0 8px;}
.goldline{width:56px;height:3px;background:var(--gold-deep);border:0;margin:0 0 20px;}

/* ===== Buttons ===== */
.btn{
  display:inline-block;background:var(--gold);color:var(--navy);
  font-family:'Montserrat',sans-serif;font-weight:800;font-size:18px;
  padding:14px 28px;border-radius:4px;text-decoration:none;border:2px solid #9ae6b4;
  cursor:pointer;box-shadow:0 8px 20px rgba(0,10,25,.18);
  transition:transform .12s ease, box-shadow .12s ease;
}
.btn:hover{transform:translateY(-2px);box-shadow:0 12px 26px rgba(0,10,25,.26);}
.btn:active{transform:translateY(1px) scale(.98);}
.btn.secondary{background:#fff;color:var(--navy);border:2px solid var(--navy);box-shadow:none;font-size:16px;padding:11px 20px;}
.btn.small{font-size:16px;padding:10px 18px;}
.btn:disabled{opacity:.5;cursor:not-allowed;transform:none;}

/* ===== Forms / tool inputs ===== */
.field{margin-bottom:20px;}
.field label{display:block;font-family:'Montserrat',sans-serif;font-weight:700;font-size:16px;color:var(--navy);margin-bottom:6px;}
.field .help{font-size:16px;color:var(--muted);margin:-2px 0 8px;}
.field input[type="text"],.field input[type="number"],.field select{
  width:100%;padding:13px 14px;font-size:18px;font-family:'Lato',sans-serif;
  border:1.5px solid var(--line);border-radius:6px;background:#fff;color:var(--ink);outline:none;
}
.field input:focus,.field select:focus{border-color:var(--navy-soft);box-shadow:0 0 0 3px rgba(11,66,118,.12);}
.field input.invalid{border-color:var(--red);}
.field .errmsg{display:none;color:var(--red);font-size:16px;margin-top:5px;}
.field.showerr .errmsg{display:block;}
.prefix-input{position:relative;}
.prefix-input span{position:absolute;left:14px;top:50%;transform:translateY(-50%);color:var(--muted);font-size:17px;pointer-events:none;}
.field .prefix-input input[type="text"],
.field .prefix-input input[type="number"],
.prefix-input input{padding-left:34px;}

/* Choice chips (tap-select) */
.choices{display:flex;flex-wrap:wrap;gap:10px;}
.choices .chip{
  border:1.5px solid var(--line);border-radius:6px;background:#fff;color:var(--ink);
  font-family:'Lato',sans-serif;font-size:17px;font-weight:600;padding:11px 16px;cursor:pointer;
  transition:all .12s ease;
}
.choices .chip:hover{border-color:var(--navy-soft);}
.choices .chip.on{background:var(--navy);border-color:var(--navy);color:#fff;}
.choices .chip.on:after{content:" \2713";color:var(--gold);}

/* Step flow */
.stepdots{display:flex;gap:8px;justify-content:center;margin:0 0 24px;}
.stepdots i{width:10px;height:10px;border-radius:50%;background:var(--line);display:block;}
.stepdots i.on{background:var(--gold-deep);}
.stepnav{display:flex;justify-content:space-between;gap:12px;margin-top:26px;}

/* ===== Results / verdicts ===== */
.result-num{
  font-family:'Montserrat',sans-serif;font-weight:900;font-size:clamp(30px,5vw,42px);
  color:var(--navy);line-height:1.1;
}
.result-label{font-size:16px;font-weight:700;color:var(--muted);letter-spacing:.5px;text-transform:uppercase;font-family:'Montserrat',sans-serif;}
.result-row{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin:18px 0;}
.result-tile{background:var(--paper);border:1px solid var(--line-soft);border-radius:8px;padding:18px 20px;}

.verdict{border-radius:10px;padding:26px;text-align:center;margin:20px 0;}
.verdict h2{font-size:30px;margin-bottom:6px;}
.verdict.green{background:var(--green-soft);border:2px solid var(--green);}
.verdict.green h2{color:var(--green);}
.verdict.yellow{background:var(--amber-soft);border:2px solid var(--gold-deep);}
.verdict.yellow h2{color:var(--amber);}
.verdict.red{background:var(--red-soft);border:2px solid var(--red);}
.verdict.red h2{color:var(--red);}

.flag{border:1px solid var(--line);border-left-width:5px;border-radius:8px;background:#fff;margin-bottom:12px;overflow:hidden;}
.flag.green{border-left-color:var(--green);}
.flag.yellow{border-left-color:var(--gold-deep);}
.flag.red{border-left-color:var(--red);}
.flag summary{cursor:pointer;list-style:none;padding:15px 44px 15px 18px;font-size:17px;position:relative;font-weight:600;color:var(--ink);}
.flag summary::-webkit-details-marker{display:none;}
.flag summary:after{content:"+";position:absolute;right:16px;top:50%;transform:translateY(-50%);color:var(--gold-deep);font-size:22px;font-weight:700;}
.flag[open] summary:after{content:"\2212";}
.flag .more{padding:0 18px 16px;font-size:17px;color:var(--muted);}
.flag .more .ask{margin-top:8px;font-size:16px;}
.flag .more .ask b{color:var(--navy);}

/* ===== Copy blocks (templates) ===== */
.copyblock{border:1px solid var(--line);border-radius:8px;background:#fff;margin-bottom:18px;overflow:hidden;}
.copyblock .head{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:13px 18px;background:var(--paper);border-bottom:1px solid var(--line-soft);}
.copyblock .head h3{margin:0;font-size:17px;}
.copyblock .head .use{font-size:16px;color:var(--muted);}
.copyblock pre{
  white-space:pre-wrap;font-family:'Lato',sans-serif;font-size:17px;line-height:1.6;
  padding:18px;color:var(--ink);
}
.copyblock pre em{font-style:normal;background:rgba(252,217,129,.4);padding:0 3px;border-radius:3px;}
.copybtn{
  font-family:'Montserrat',sans-serif;font-weight:700;font-size:16px;
  background:var(--navy);color:var(--gold);border:0;border-radius:4px;
  padding:8px 16px;cursor:pointer;white-space:nowrap;
}
.copybtn.copied{background:var(--green);color:#fff;}

/* ===== Callouts ===== */
.note{background:var(--paper);border-left:5px solid var(--gold-deep);border-radius:0 8px 8px 0;padding:16px 20px;margin:18px 0;font-size:17px;}
.note.warn{border-left-color:var(--red);background:var(--red-soft);}
.note.good{border-left-color:var(--green);background:var(--green-soft);}
.disclaimerline{font-size:16px;color:var(--muted);margin-top:16px;}

/* Do-it-now block */
.donow{background:var(--navy);color:#fff;border-radius:10px;padding:26px;margin-top:26px;}
.donow h2{color:var(--gold);font-size:20px;margin-bottom:10px;}
.donow p, .donow li{color:#e6edf5;font-size:17px;}
.donow ol{margin:0 0 6px 22px;}
.donow li{margin-bottom:6px;}

/* ===== Hub cards ===== */
.hubgrid{display:grid;gap:16px;}
.hubcard{
  display:grid;grid-template-columns:64px 1fr auto;gap:18px;align-items:center;
  background:#fff;border:1px solid var(--line);border-radius:10px;padding:20px 22px;
  text-decoration:none;color:var(--ink);box-shadow:0 6px 18px rgba(0,20,45,.06);
  transition:transform .12s ease, box-shadow .12s ease;
}
.hubcard:hover{transform:translateY(-2px);box-shadow:0 10px 24px rgba(0,20,45,.12);}
.hubcard .daynum{
  width:64px;height:64px;border-radius:8px;background:var(--navy);color:var(--gold);
  font-family:'Montserrat',sans-serif;font-weight:800;display:flex;flex-direction:column;
  align-items:center;justify-content:center;
}
.hubcard .daynum b{font-size:22px;line-height:1;}
.hubcard .daynum span{font-size:16px;letter-spacing:1px;font-weight:700;}
.hubcard .daynum.bonus{background:linear-gradient(135deg,#ffeeba,#d4af37);color:var(--navy);}
.hubcard h2{font-size:19px;margin-bottom:3px;}
.hubcard p{font-size:17px;color:var(--muted);margin:0;}
.hubcard .go{font-family:'Montserrat',sans-serif;font-weight:800;color:var(--gold-dark);font-size:20px;}
.hubcard .tick{display:none;font-size:16px;color:var(--green);font-weight:700;}
.hubcard.done .tick{display:inline;}

/* ===== Footer ===== */
footer{background:var(--navy-deep);color:#8fa5bc;font-size:16px;padding:34px 0 44px;text-align:center;line-height:1.7;}
footer a{color:#c9d6e4;text-decoration:none;margin:0 8px;}
footer a:hover{color:var(--gold);}
footer img{height:26px;width:auto;opacity:.9;}

/* ===== Print ===== */
.printonly{display:none;}
@media print{
  body{background:#fff;font-size:12.5pt;}
  .topbar,.stepnav,.btn,.copybtn,.donow,footer,.noprint{display:none !important;}
  .printonly{display:block;}
  .card{border:0;box-shadow:none;padding:0;margin:0 0 14pt;}
  .printsheet{border:2.5pt solid #002950;border-radius:6pt;padding:20pt;}
  .printsheet .sheethead{display:flex;justify-content:space-between;align-items:center;border-bottom:2pt solid #d4af37;padding-bottom:8pt;margin-bottom:12pt;}
  a{color:#111827;text-decoration:none;}
}

/* ===== Responsive ===== */
@media (max-width:640px){
  body{font-size:17px;}
  .card{padding:20px;}
  .hubcard{grid-template-columns:52px 1fr auto;gap:12px;padding:16px;}
  .hubcard .daynum{width:52px;height:52px;}
  .result-row{grid-template-columns:1fr;}
  .btn{width:100%;text-align:center;}
  .stepnav{flex-direction:column-reverse;}
  .stepnav .btn{width:100%;}
  .topbar img{height:24px;}
}

/* ===== Capital stack bar (THE one true component; never per-page bars) =====
   Uniform-height flat segments; rounding ONLY on the container. Legend rows
   below carry all labels; the standby nuance is an indented striped sub-row. */
.stackbar{display:flex;width:100%;height:34px;border-radius:6px;overflow:hidden;border:1px solid var(--line);background:#fff;}
.stackbar i{display:block;height:auto;align-self:stretch;min-width:6px;border-radius:0;}
.stackbar i + i{border-left:1px solid #fff;}
.stackbar .seg-sba{background:var(--navy);}
.stackbar .seg-note{background:var(--navy-soft);}
.stackbar .seg-cash{background:var(--gold-deep);}
.stacklegend{margin-top:12px;}
.stacklegend .row{display:flex;align-items:center;gap:10px;font-size:16px;padding:7px 0;border-bottom:1px solid var(--line-soft);}
.stacklegend .row:last-child{border-bottom:0;}
.stacklegend .sw{width:14px;height:14px;border-radius:3px;flex:none;padding:0;border:0;margin:0;background-image:none;}
.stacklegend .sw.sba{background:var(--navy);}
.stacklegend .sw.note{background:var(--navy-soft);}
.stacklegend .sw.cash{background:var(--gold-deep);}
.stacklegend .row.sub{margin-left:24px;color:var(--muted);border-bottom:1px solid var(--line-soft);}
.stacklegend .row.sub .sw{background:repeating-linear-gradient(45deg,var(--navy-soft),var(--navy-soft) 3px,#fff 3px,#fff 5px);}
.stacklegend .amt{margin-left:auto;font-weight:700;color:var(--navy);white-space:nowrap;font-size:16px;}
@media print{.stackbar{border:1pt solid #002950;} .stackbar i + i{border-left:1pt solid #fff;}}